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Finance Your First Home

Work with our trusted Finance Specialists to take the first steps toward your dream home! Do You Qualify?

  • We make the journey easy
  • Keeping it simple for WA home buyers
  • Let's see if you qualify.
  • We make the journey easy
  • We’re crunching the numbers now. Submit your info to see if you qualify.

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What’s Next?

The process of financing your new home doesn’t need to be complicated. We have a few tips to help you get started.

House And Land

From $261,459

Affordable House and Land packages
available with our quality
finance solutions.

Dream Finance Stories

  • Kariss
    KarissProductReview User
    This is the first time I’ve built and Dreamstart made this whole process simple, quick and easy to do with no fuss.
  • KLouise92
    KLouise92ProductReview User
    After being knocked back and declined by many other companies DreamStart Homes were the only ones that turned my dream into a reality!

First Home Finance

Low Deposit Home Loans and First Home Buyer Finance

Complete our quick finance quiz to see if you qualify to get into your own home. DreamStart Homes can help you access first home buyer loans as well as the First Home Owner’s Grant if applicable.


Did you know?

Like many other people, you might assume that you’re not financially ready to buy a home. It’s actually easier than you think – home ownership doesn’t have to be a pipe dream! Did you know that in some cases you don’t even need a deposit?

With Dreamstart Homes, you can get out of the rent trap and get into your first home. That means no rent inspections, no decorating restrictions, and no landlord!

Our friendly team are experts when it comes to finance, land, and houses – we’re here to help you through every step of the process, making your home building journey smooth, easy, and enjoyable.


We make finance really easy

Helping people get into their first home is what we love. It’s what we do day in, day out – as the core of our business, everything we do is centred around making building easy for first home buyers.

That’s why we’ve built a team of specialists with experience in first home finance, government grants, and low deposit home loans – it’s all about taking the hassle out of building your dream home.

For most first-time home buyers, thinking about loans, mortgages, brokers, and all the other technical information can be pretty intimidating – but it doesn’t have to be that way! Our team of DreamStart Homes consultants are here to guide you through the process, building you a beautiful home without all the stress.


Low deposit or no deposit? No problem!

If you’ve managed to save up a deposit, that’s fantastic! But if you haven’t, don’t stress – our finance specialists have a range of loan options that may still work for you.

With access to a huge range of lenders, there are plenty of solutions out there – many lenders offer to lend up to 95% of the value of a house and land package, provided that mortgage insurance is incorporated.

It may even be possible for you to secure a home loan with no deposit! With the right requirements and process followed, you may be able to get a loan that allows lending of up to 100%. Contact us today for an obligation-free chat with a first home specialist to discuss your options.


Your parents can even help you out

With a guarantor or family assistance setup, your parents can help you get into your own home. This method of obtaining finance approval is growing in popularity, as more and more first home buyers work together with their to achieve the dream of home ownership.

This method involves using the parents’ house as security against the new home loan; in some situations, cash is used instead of the house.

There are many of routes to home ownership! Our team of first home experts have years of experience in helping people from all walks of life build their very first home – are you ready to become one of them?


Specialising in construction finance

With a specific focus on construction finance, our independent finance brokers are here to assist you. With access to a huge range of lenders and loan products, we’ll work with you to find the right solution and demystify the process; not to mention, if you’re eligible for any government grants, our experts will help you access those too.

Make An Enquiry

We’re here to help for your Home,
Land or Finance Questions.

By providing your email address you are consenting to be contacted by DreamStart Homes in future, on the understanding that you have read and agree to our Privacy Policy and that you can opt-out at any time.