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How To Stop Renting And Get Into Your Own Place

How To Stop Renting And Get Into Your Own Place
July 9, 2020 Sally King

Owning your own home is the great Australian dream, and there is no reason why you can’t start your journey towards being a homeowner today. Many people wrongly believe that this dream is out of reach for them, however there has never been a better time to take the leap into home ownership. The government is offering multiple grants until the end of 2020, and there are considerable savings to be made. Listed below are a few easy steps you can take to help you get out of your rental and into your own home sooner:

Save, Save, Save

Start saving as soon as possible. Sit down, write up a budget and work out exactly how much you can afford to put aside. Remember that something as small as taking your lunch to work, rather than buying it every day, can save you thousands over a year. When working out your budget make sure you don’t leave yourself short for everyday living expenses, and once you have come up with a savings plan, stick to it.


Get Your Spending In Check

Think twice before you spend any money. It may not be easy to stay away from online shopping, or to stop eating out so much, but it will be worth it in the end. Try and list down everything you spend for a few weeks, then see where you can cut back. Keep in mind that the end goal is owning your own home, which is a pretty good incentive.

Look Into Government Grants

Find out if you are entitled to any government grants to help you get into your own home. Apart from the first home owner grant, there are currently additional government grants available until the end of 2020. If you aren’t sure what you are eligible for, we will be able to guide you if you have any questions.


Find Out How Much You Can Borrow, So You Can Set A Realistic Budget

You don’t want to choose land and go through the process of finding a house design you like, only to find out you can’t actually afford them. Finding out exactly how much you can borrow upfront is recommended, and is the best way to avoid any disappointment. DreamStart Homes can assist with any financial questions you may have and can help you get a better idea of your budget!

Start Looking At House And Land Packages

Once you have a budget worked out, you can start the exciting job of looking at house and land packages. Speak to the consultant of your choice and start planning your dream home. If you are ready to get started, contact our friendly team at Dreamstart Homes today.

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