First Home Buyers Perth

Take advantage of the $15,000 first home buyers grant (FHOG)

There’s never been a better time to get into your first home.

The First Home Buyers Grant is a genuine grant from the Australian government. If yours to keep – you don’t have to repay it – and you don’t have to pay interest.

Qualifying is easy. You just have to tick the following boxes:

  • Be over the age of 18
  • Have never owned a residential property in any state or territory in Australia
  • Never have received a first home buyers grant from any state or territory in Australia
  • Be an Australian citizen or permanent resident
  • Make sure you live in the home is your principal place of residence for a continuous period of at least six months (within 12 months of receiving the FHA transaction)

More good news!

WA first home buyers are exempt from paying stamp duty on their land. This is applicable for land purchases up to $300,000, saving first home buyers nearly $10,000.

First Home Owners Grant FAQs

What is the first home owners grant?

The Australian Government introduced the First Home Owners Grant to offset the effect of the GST in 2000 as a way of encouraging home ownership.

How do I apply for an FHOG?

The easiest way to apply is through an FHOG approved agent, such as DreamStart Homes. (Alternatively, you can go direct to the Office of State Revenue) Your approved agent can receive and process your bank/credit union loan application, and you may also receive your grant and approval for the first home owner rate of duty earlier. The only thing you’ll need to do is provide the appropriate supporting documentation with your application.

Can my spouse and I both claim the FHOG for the one house?

No, only one grant is payable for the same eligible transaction. In other words, if more than one person buys a house, only one client will be provided.

Does it matter how much I earn?

No. Your income will not be taken into account when you’re application is assessed.

I didn’t get a loan to build my house. Can I still get the grant?

Yes, you can. As long as you meet the eligible criteria.

I run my business from home. Will this affect my chances of getting the grant?

No. You will still be eligible for the grant as long as you meet the criteria and your home is your principal place of residence.

I have a flatmate/boarder.

Can I still get the grant? Yes. As long as you meet the eligibility criteria.

Do I have to spend the grant on my house?

No. If you are eligible, you may use the money in any way that you want.

Can I renovate my (existing) house with money from the grant?

No. The grant must be used for first home owners and not those with existing buildings.

Will I still be eligible for other grants?

In certain conditions, yes. For example, you may be eligible for the Aboriginal Home Ownership Scheme, Good Start Scheme, Right to Buy Scheme, Access Home Loan Scheme, or the Home Buyers Assistance Account.

 

In West Australia, First Homebuyers are also exempt from paying stamp duty on the Land.

This is applicable for Land Purchases up to $300,000 - which is a savings for first homebuyers of nearly $10,000

Typically if you have never owned a home in your name you are able to apply for the First Homebuyers Grant.  

There are circumstances where this does not apply and individual advice is the best course of action

Need More Information?

Call us on (08) 6314 3444 or Simply click below for more info.

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